Affordable Alternative Health Insurance

For those of us who prefer alternative heath care treatments, it’s hard to find affordable health insurance that covers these treatments.

Most health insurance plans offer little or no coverage for chiropractic, acupuncture and other improved alternative health care treatments. A Health Savings Account (HSA) gives you the ability to choose your provider and your treatments. With a HSA and a High Deductible Health Plan (HDHP), you have the flexibility to choose the treatments you want.

View allowable vs. non-allowable expenses

HSAs cover costs that most traditional health insurance policies don’t.
  • Alternative health care treatments, such as acupuncture, vitamins (physician prescribed), chiropractic, etc.
  • Dental and orthodonture expenses
  • Maternity and prenatal expenses
  • Physical therapy, including hydrotherapy and medical massage
  • Physician prescribed medications
  • Preventative health care costs, such as vaccines and laboratory fees
  • Health care related transportation and lodging expenses (for out-patient treatment)
  • Special costs including hearing aids, guide dogs, wheelchairs, etc.
  • Long-term care medical expenses